Shared Ownership Mortgages

With the growth in popularity of property shared ownership or property co-buying there are now an increasing number of mortgage providers offering shared ownership mortgages.

Shared ownership mortgages are particularly popular with first time buyers or low income earners because entering in to a shared ownership property arrangement allows them to either part purchase  a property with another co-buyer, or purchase a percentage of a property through an affordable housing scheme programme such as the governments Homebuy.

Many of these shared ownership schemes, which often offer properties at a discount, are open to all comers through housing associations. Shared ownership mortgage schemes vary form lender to lender with some lending up to 100% loan to value on the purchased share so it is worth shopping around for the best and most suitable deal.

The following list details some of the growing number of UK building societies and mortgage providers that offer shared ownership mortgages and advice.


Abbey Shared Ownership Mortgages
Alliance & Leicester Shared Ownership Mortgages
Barnsley Building Society Shared Ownership Mortgages
Buckinghamshire Building Society Shared Ownership Mortgages
Britannia Shared Ownership Mortgages
Cambridge Building Society Shared Ownership Mortgages
Darlington Building Society Shared Ownership Mortgages
Ecology Building Society Shared Ownership Mortgages
Egg Shared Ownership Mortgages
Halifax Shared Ownership Mortgages
Ipswich Building Society Shared Ownership Mortgages
Kent Reliance Shared Ownership Mortgages
Leeds Building Society Shared Ownership Mortgages
Market Harborough Building Society Shared Ownership Mortgages
Nationwide Shared Ownership Mortgages
Norwich & Peterborough Building Society Shared Ownership Mortgages
Royal Bank of Scotland Shared Ownership Mortgages
Saffron Walden Building Society Shared Ownership Mortgages
Woolwich Shared Ownership Mortgages

Remember, to become a co-buyer you need to find a co-buyer so make sure you are registered today so you can meet other co-buyers for that shared ownership dream.